Digital Bank(s)/Bank(ing)/Fin-techs & The People Who Lead The Charge In 🇵🇰

As a consumer who is marred by sub-par digital banking services, let alone delightful experiences. I always wonder(ed) who are the anonymous faces that gather on our behalf and come up with experiences in the digital realm? Also why are most, if not all of these experiences so shitty? And why has not one single … Read more

The ‘real cost’ of the 2+ Part Canadian Dream & Everything in between.

Canada is a fantastic place. It has great public infrastructure, friendly people, amazing natural beauty, and a wide variety of cultures and traditions. It’s a safe country where you can live a peaceful life if you follow the rules. But Canada is not immune to the economic pressures that the world is facing. Food inflation … Read more

The Ambition Tax: How Corporate Culture in Pakistan is Robbing Graduates of their Professional Growth

The country is facing a number of economic challenges, including high inflation, a large trade deficit, and a growing fiscal deficit. This has led to a challenging business environment, with high levels of uncertainty and volatility. In such an environment, it is important for businesses to attract and retain talented employees, who can drive growth … Read more

Pakistan’s Retail Moment(s) & The Power of Digital Transformation.

Every one wants to be an omni channel retailer. Some will evolve but most cant, not because they don’t want to, but because there is a foundational basis missing in understanding the journey it self. Let’s step back, if there is no “documented engagement process” in your organisation today, within the process(es) that lead to … Read more

OLP + Establishment|M|ilitary- style executive leadership. Our Un Tapped Potential

We will get to OLP in a second. Let us first define the opportunity. We have many (100s/1000s) of officers retiring or leaving service honourably at a reasonable age (Between say 40-50) Keep in mind most successful entrepreneurs are around the 45 yr mark. We have limited number of employment choices for them post service, … Read more

COD |240 years in the making & ripe for disruption ‘again’

COD “cash on delivery” and “collect on delivery” mean effectively the same thing and have been used interchangeably since 240 yrs or so. At least based on the oldest published newspaper clipping available(1781) on newspapers.com as evident below. Myths busted by the above Asians invented COD Brown people popularised it Credit cards came before COD … Read more