Going from A to C(ontent). The next battle for captive eyeballs will not be fought by the Media Companies but by Ride Hailing Cos.

Think of it as the Uberization of mmmm Content. (Sorry Careem, you still need to build Careem Food Delivery and some other things to play catchup or out Uber, Uber in some other regional/clever ways.(Payments??) The average media company will not be able to compete with Uber or Careem given the war chest of funding … Read more

He Said Xi Said: The looming threat of Data Privacy in Pakistan. The Currency of the Future.

The writing is on the wall. We just got bail out funds from Xi, its not a bad thing. Who else would underwrite the plundering of all our combined leadership or the lack thereof. “China comes with a lot of money and says you can borrow this money,” Dr. Mahathir said in an interview before the … Read more

Dais nay tum ko chora tha ya tum nay dais ko chora tha ? (Did you leave your country or did your country leave you?)

Before you start reading. I urge you to watch the above first to get the context. If you cant relate to it. Dont read further. In the summer of 2017 I put out a survey based on the  request from all those friends, colleagues, family members professional acquaintances and aspirants from the Pakistani diaspora who … Read more

Enemies at the Gate. Bas Kardo yeah pouchna kay PayPal Kab Aye ga?

There’s a lullaby for suffering And a paradox to blame But it’s written in the scriptures And it’s not some idle claim   Every month, every week, every day, someone is hell bent on asking, probing or claiming something to do with a payments play. I say “stop it.” The answer is self evident. Like … Read more

Its Complicated. The curious case of Fintechs, Banks and Asma.

It truly is complicated, every one just graduated from MAU(Monthly Active Users) to AI (Artificial Intelligence) and now on to Blockchain. (Formerly known as Block Chain). We are still catching up on financial inclusion. Before we get in to Artificial Intelligence lets talk about basic intelligence or due diligence. With news daily of X “local” … Read more

The next 100 million users are ready? Are you?

TL;DR; NBU(New Bankable Users) + E-commerce + Payments + Logistics. Did the big guys really miss this? Move over ad-tech, the ride hailing guys may just have a better handle on this one. Here are the thick big published statistics. An addressable population of 210M+. Roughly 125M people under 30 years of age. 60M smart … Read more

Tech bandits come to Pakistan: Economic Hit[wo]men in Startup land

Pakistan has many internal and external aggressors. We cant blame every thing on external elements, as we are, ourselves to blame for letting things get out of hand. A strange thing is happening in Pakistan, in the race to the top of Tech stardom. Before we dive in to the details, to understand what’s going … Read more