The writing is on the wall. We just got bail out funds from Xi, its not a bad thing. Who else would underwrite the plundering of all our combined leadership or the lack thereof. “China comes with a lot of money and says you can borrow this money,” Dr. Mahathir said in an interview before the … Read more
There’s a lullaby for suffering And a paradox to blame But it’s written in the scriptures And it’s not some idle claim Every month, every week, every day, someone is hell bent on asking, probing or claiming something to do with a payments play. I say “stop it.” The answer is self evident. Like … Read more
It truly is complicated, every one just graduated from MAU(Monthly Active Users) to AI (Artificial Intelligence) and now on to Blockchain. (Formerly known as Block Chain). We are still catching up on financial inclusion. Before we get in to Artificial Intelligence lets talk about basic intelligence or due diligence. With news daily of X “local” … Read more
TL;DR; NBU(New Bankable Users) + E-commerce + Payments + Logistics. Did the big guys really miss this? Move over ad-tech, the ride hailing guys may just have a better handle on this one. Here are the thick big published statistics. An addressable population of 210M+. Roughly 125M people under 30 years of age. 60M smart … Read more
This is joint post by Jawwad Farid & Faizan Siddiqi * Before we start let us all take a deep breath and try to ascertain what GMV means. Gross Merchandise Volume From Wikipedia Gross merchandise volume or GMV is a term used in online retailing to indicate a total sales dollar value for merchandise sold through a particular … Read more
You read that right, but what you missed was that they are barely mobile and or digital to really fear the paradigm shift that is essentially Fintech. Fintech wont take down Pakistani banks, they will try to totally blame that(in time), but what will take these banks down are the 50-60 Yr old CEOs lack … Read more